Not all Debt Settlement companies are created equal. Beware of not-for-profit companies. The entire concept of debt settlement is to represent customers and not creditors. Also, beware of companies that won’t allow you to create an affordable program. Trying to make high monthly payments you can’t afford will only get you in worse financial trouble. You need to create a program that is right for you.

Next, do not sign up with programs that want to hold your money! We offer you the option of a FDIC insured savings account only in your name. The account option provides you with a way to safely save money for your settlements. Other debt settlement companies may not provide you with this option.

Be very careful of programs that can’t provide you with monthly activity reports. Every month, every creditor should be contacted in writing telling them what you have to offer based on the program you created. Remember, the goal is to negotiate and communicate with your creditors on your behalf. If you aren’t getting proof of service in writing, how do you know that it is getting done?

Our program allows you to achieve savings of up to 70% or more on your credit card balances!