Not all Debt Settlement companies are created equal. Beware of not-for-profit companies. The entire concept of debt settlement is to represent customers and not creditors. Also, beware of companies that won't allow you to create an affordable program. Trying to make high monthly payments you can't afford will only get you in worse financial trouble. You need to create a program that is right for you.
Next, do not sign up with programs that want to hold your money! We offer you the option of a FDIC insured savings account only in your name. The account option provides you with a way to safely save money for your settlements. Other debt settlement companies may not provide you with this option.
Be very careful of programs that can't provide you with monthly activity reports. Every month, every creditor should be contacted in writing telling them what you have to offer based on the program you created. Remember, the goal is to negotiate and communicate with your creditors on your behalf. If you aren't getting proof of service in writing, how do you know that it is getting done?
AVOID BANKRUPTCY WITH OUR DEBT SETTLEMENT PROGRAM
Bankruptcy is considered by many as a easy solution to credit problems. To some, filing for relief is a basic part of financial strategy. They continue to accumulate debt, and when it can no longer be sustained, the plan is to simply file and start again. To others, declaring bankruptcy is a "last-choice" solution only to be considered in the most dire of circumstances.
While bankruptcy may be appropriate for some, there are alternatives that can help reduce or eliminate debt without taking the drastic step of declaring a chapter 7 or chapter 13 bankruptcy.
Our debt settlement program achieves debt relief by reducing the total amount you owe through a documented debt negotiation process. We negotiate with your creditors to forgive a portion of your balance based on your financial hardship. You can achieve a savings of up to 70% or more on your current balances.
Stop dragging around those credit card debts, medical bills or department store charge card bills. Act now and you can avoid bankruptcy and ACHIEVE DEBT FREEDOM!
Our program allows you to achieve savings of up to 70% or more of your credit card balances!
